Marina Alta Business Club Update

January 10, 2012 in SME to SME

As Marina Alta Business Club in Spain has been growing apace, I thought a quick update on the businesses that we represent on the Costa Blanca and beyond might encourage greater contacts in and outside Spain. Many of our businesses are connected or also work in the UK

Clubs / Associations

Writers / Authors / Artists

Looking for writers…

August 16, 2011 in Reference, SME to SME, UK, Wising UP! Information

We are looking for writers who will help us to build this site and in doing so provide us with a choice of quality articles for (fully attributed) publication in a business book. If you have a blog, already, in which you publish business or management articles and would be prepared to share a couple here on an occasional (ideally monthly) basis – we would be pleased to have them. Registration on the site is free and without obligation, except that all articles should be the work of the submitter – and quotes should include sources. No work will be reproduced off the site without the permission of the author and should your article be selected for publication, subject to your agreement, a bio and plug for your business/ blog can be included

Established and Profitable Business in Spain for Sale

August 15, 2011 in For Sale, SME to SME, Spain

Established profitable business for sale.

Operating in Javea for almost 20 years the Sign Shop has become one of the most well known businesses in the area & produces work for local, national & international customers

Our capacity includes a full professional digital press service producing high quality printing of flyers, business cards etc. plus all types of internal & external signage including wide format graphics for both outdoor & exhibition use. We also supply personalised printed t-shirts, polos etc..

All work is performed in house with support machinery being fully owned by us & operated by our own staff.

Our premises of 350 square metres are secure leasehold with a further 5 years currently remaining.

The sale is to include all machinery & equipment with no debt attached & full training is available if required.

Open to offers in the region of 300,000.00 Euros.

phone: 0034 96 5790710

e-mail: info@signshopjavea.com

Web: www.signshopjavea.com

Location Information:- http://en.wikipedia.org/wiki/X%C3%A0bia

Do you need Customers – Is your business on the Costa Blanca and would you like some help?

June 29, 2011 in Development, Management, SME to SME

Sponsored by Fontana Design, Marina Alta Business Club and Jacksons of Denia – our next seminar is at 14:00 on 6th July at l’Arcos on the N332 near Pedreguer near Denia, Alicante Province.

Free Seminar and advice with help for businesses wanting to expand and develop their customer base.

Tired of working alone – try one of our seminars and we will share our experience with you in exchange for you sharing your concerns with us!

Emergency Budget – ‘Tough but fair’

June 23, 2010 in Budget News, Finance, SME to SME

A ‘tough but fair’ budget was delivered by Chancellor George Osborne on Tuesday 22 June 2010. He described the spending cuts and tax increases as being ‘unavoidable’ due to ‘the years of debt and spending’ by the previous Labour government.

The Chancellor tried to reassure us that he was being ‘fair’ and that ‘everyone will pay something but the people at the bottom of the income scale will pay proportionately less than those at the top’.

The key announcements included:

  • VAT Rate rise – As anticipated the VAT rate will increase from 17.5% to 20% with effect from 4 January 2011.
  • Personal Allowance increase – The personal income tax allowance is to increase by £1,000 in April 2011 to £7,475. This is worth £200 a year to a basic rate taxpayer.
  • Capital Gains Tax increase – The Capital Gains Tax rate for higher rate taxpayers will increase from 18% to 28% from midnight tonight. It remains at 18% for basic rate tax payers.
  • Entrepreneurs Relief extended – Entrepreneurs relief has been extended to a rate of 10% on the first £5m of gains as opposed to the first £2m.
  • Corporation Tax Rate cut – The Corporation Tax rate will be cut by 1% each year over the next four years until it reaches 24%. The Small Companies rate is to be cut to 20%.
  • National Insurance rise to stay – The National Insurance rate increases announced by labour remained intact and will still take place however the threshold at which employers start to pay will rise.
  • No change to Cigarettes, Alcohol and Fuel – No changes were made to duty on cigarettes, alcohol or fuel and the plan to increase the duty on cider from July was scrapped.
  • Freeze on Child Benefits – Child benefit is to be frozen for the next three years.
  • Changes to Tax Credits – Tax credits will reduce for families earning over £40,000 next year but for low income families they will receive more Child Tax Credit with the amount per child increasing by £150 above the rate of inflation.
  • State Pensions – The state pension is to be linked to earnings from April 2011 and is guaranteed to rise in line with earnings or 2.5% whichever is greater. The increase in the state pension age to 66 is to be accelerated.

For further details on the key announcements visit our website www.georgehay.co.uk where you can download a copy of our budget summary.

Small firms hit by government stealth tax

March 4, 2010 in SME to SME, The Unexpected

The flat rate VAT charged by HMRC to small companies has risen in just under half of all business sectors, according to data released by the Federation of Small Businesses (FSB).

Flat rate VAT is charged to the smallest businesses with a turnover of less than £150,000 and aims to minimise the red tape around administering VAT.

“When VAT was lowered in December 2008 many rates stayed the same and some were reduced by up to 2.5%. What has become apparent is that after VAT was put back to 17.5% in January this year, nearly half of the flat rate schemes have seen the VAT level rise above the pre-decrease level,” said John Wright, National Chairman of FSB.

“While a few sectors have seen a decrease, the majority of businesses will see their rates rise, which is unacceptable at a time when cash-flow is limited. The FSB believes that this is a stealth tax, which will affect a firm’s overall profitability.”

Business Advice for all UK firms from starting a business to flotation  -  Banking & Finance, business advice or business startups and starting a business. Article from http://www.newbusiness.co.uk

What Is New In My Business?

July 25, 2009 in Development, SME to SME

spotlightWhat Is New In My Business?

…A Complete Change Of Emphasis

That’s What !

“I have the ability not only to show the way to saving hundreds of pounds per year (per household) on the price of gas, electricity, telephone, broadband and most shopping bills, but also to offer the opportunity to join me in a highly profitable business with escalating residual income.” I have reviewed what I have to offer and the penny has dropped. Offer people what they want regardless of how well you can do anything else. Don’t ask me why it took so long to see the obvious.
 
For nearly nine years I have concentrated primarily on offering legal services, in the form of writing Wills for which I am well suited by both qualification and experience, and I continue to do that.

However, more recently I joined a business offering the opportunity either to save money or to make money, in the area of telephony and power utilities. It has been simmering on the back burner while I gently announced it to my Will and Probate clients and others as an option they might like to consider.

Well no more! Of late I have had far more interest in Utility Warehouse Discount Club than in Will Writing etc. and it is becoming quite exciting. So I will go with the flow and announce to the world at every opportunity

Utility Warehouse Discount club is not just a club, it is an 11 year old company that has come of age. Without having a professional sales force, or an advertising budget, and refusing as it does to give any kickbacks to the like of U-switch, it has caught the attention of Which magazine in 6 separate editions this year, and they rate the company as just about the best for customer service, customer satisfaction, value for money, and billing; and now we also offer cash back on everyday shopping too.

Please take a look at my website www.bjutilities and give me call.

What other company would actually give you a triple value guarantee to be cheaper than B.T. and British Gas, and the 6 Regional Electricity Companies, AND invite you to try its services without any attempt to tie you in for a fixed period contract.

250,000 satisfied customers cannot be wrong can they?

P.S. Our services are not restricted to domestic customers either. We do good things for businesses’ bottom lines too.

B J U Utilities

Brian Williamson
For Wills. Inheritance Tax, and Estate Planning Or To Reduce All Your Utility Bills in One Go.
Brian@bjwills.co.uk
www.telecomplus.org.uk/savewithbj
37 Beaumaris Road
Sawtry
Huntingdon, Cambs. PE28 5SF
brian@bjwills.co.uk
www.bjwills.co.uk:
www.telecomplus.org.uk/savewithbj
tel: 01487 831853; 0800 90 20 429
mobile: 07929 942507

Benefiting Businesses and Communities in Peterborough through Digital Ecosystems

July 25, 2009 in Development, Management, SME to SME

How would you feel if your landlord could come into your house and any time to search through all your belongings and use the information gained for their own benefit? leaf

That is what you are permitting when utilising some of the convenient sites provided by some of the major internet players. One can almost hear “Thanks for telling me who your friends and contacts are! What sites are you visiting? Oh yes and what was that you bought yesterday? – Nice track, maybe you would like more from the same artist? ” and so on.

We currently accept this in return for the benefits we gain. We even exploit it ourselves when optimising websites. However, there is an increasing trend to have on-line writing, spreadsheet and presentation programmes, even file sharing for collaboration. Do we as businesses want others to also be able to access these and utilise some of the information for their own purposes -or would we rather have control of our own data?

To find out more about how this might be countered, I joined an information sharing and brainstorming meeting at Lucy Cavendish College, Cambridge (http://www.lucy-cav.cam.ac.uk/pages/thecollege.php ) at the invitation of fellow HBN member Dr Jo Stanley, expert in Intellectual Property (IP) issues. As usual, I was wearing three hats – interested individual, my company Milton Contact Ltd (www.miltoncontact.com, www.miltoncontact.co.uk) and active member of the Huntingdonshire Business Network (www.hbn.org.uk).

Professor Paul Krause of the University of Surrey (http://www.cs.surrey.ac.uk/profiles?s_id=2013 ) gave a brief overview of the ethos and aims of a European wide project involving “Digital Ecosystems”, a term that had piqued my curiosity but otherwise meant little to me prior to the meeting. The other two attendees apart from Jo and myself were Amir Razari, the researcher working on the project, well informed and with a streak of humour glinting in his eyes, and Will Spinner, Principal Economic Regeneration Officer of the Peterborough Regional Economic Partnership (http://www.preppeterborough.org/). Will was keen to find out if “Digital Ecosystems” could provide a means to a addressing both Peterborough’s ambition to improve its business ranking as a UK city and address the social issues that exist.

In an attempt to level the playing field, Digital Ecosystems have been one of the elements being developed within a Framework 6 European Commission R&D research program called REDEN (Regions for Digital Ecosytems Network http://reden.opaals.org/doc/reden-mission-draft.pdf) and is now fully supported by the OPAALS network of Excellence (http://www.opaals.org/).

Harking back to the original idea behind making the internet available to all, the basic principle is to provide open sourced web based flexible tools that allow sharing of information between individuals, groups or regions by having a common http interface, to stimulate a knowledge based economy in the EU .

In simple terms, for example, all you would need is an internet browser – to securely access and share documents, spreadsheets, presentations and data without hidden restrictions or unwanted access to your data.

I say “for example” as the end user applications are deliberately left vague, for good reason. The idea is not to be prescriptive but to provide basic tools and networking ability and allow the users to evolve systems that work for them (hence the Digital Ecosystems in the project title). Users could be groups of like-minded individuals, collaborating SMEs or even geographic regions.

The hope is that these tools will act as seeds for major paradigm shifts in social or economic activity. Just think of the success and social impact of texting, which arose unexpectedly from the use of a simple service utility left over in mobile phones in high technology culture Japan, when only telephony was the original intention; of Mobile phone communication providing a giant leap over the limits of land line telephony in Africa.

From a small business perspective, I could appreciate the potential benefits. I’m acutely aware of the impact of large commercial players locking you into their systems – most businesses use a Microsoft Windows operating system (96% in 2006) and Office for routine activities; Graphic design is dominated by Adobe Illustrator; PayPal is the first simple assistance for financial transactions that comes to mind and I am sure you can think of others. Furthermore, there are not only cost implications with their use, but also a regular need for updates, or even more frustratingly, changes in operating systems that dramatically curtail the previous accessibility of other software you are using or just require valuable time for refamiliarisation. 90% of businesses are micro-businesses of 1-5 employees and especially at startup, the financial and time burden of existing systems can be disproportionately large in their impact
Collaboration and communication tools are also important to me as an active networker with both local and international contacts. It is now hard to imagine working without Windows Live Messenger, Skype, Google as current communication tools for voice, text, images and data.

As Paul’s talk progressed, I therefore began to grasp the concept and see the benefits of commonly accessible, open sourced, online or peer to peer networked systems that only required an internet browser and were otherwise independent of the operating system (Windows, Mac, Linus) on individual terminals.

Will was keen to understand how a digital ecosystem could bring benefits to Peterborough. Peterborough is a city with excellent infrastructure links to the road and rail arteries of the UK and situated close to the manufacturing and industrial centre of the Midlands. Strengths include food production & processing, environment and advanced engineering. However the labour market affected by an increase in elementary occupations; skills attainment was still below the national average and the absence of higher education facilities hampered the local R&D and technology base resulting in few high-tech start-ups (Peterborough sub-regional economic strategy
http://consult.peterborough.gov.uk/portal/planning/pet erborough/cs/cspo?pointId=36413). It was going to take decades to build up the necessary physical infrastructure in the form of a local university and provide incubators for new businesses with space for them to grow.

The brainstorming began. Two main themes became apparent offering applicability of digital ecosystems to Peterboroughs unique challenges.

1. Enabling communication: With the near ubiquity of broadband and mobile access to the internet, physical proximity of businesses or individuals became less of an issue. There is already a growing familiarity of social networking via the web, particularly amongst the younger generation. Providing knowledge and lo-cost materials, a range of target groups could be given access to Peterborough based open sourced network tools. Whether Hi-Tech entrepreneurs, students, parents taking maternity or paternity leave, disadvantaged groups -the principle would be “here’s a set of tools that allow you to communicate with like minded people – now see how you can adapt and use them to fulfil your needs (and discover new ones and their solutions!)”.

2. Fostering innovation and ideas: Following on from point 1, Communication is an excellent breeding ground for innovation, whether at the intellectual level regarding cutting edge science, finding complementary skills and synergies in business or simply discovering a new need that you can or could answer with your idea, product or service.

The meeting concluded with a clear intention to explore a practical demonstration project in setting up a digital ecosystem in Peterborough. There would be mutual benefit to the City, in attempting to address at least one of the Peterborough sub-regional partnership objectives, and to the researchers by providing a UK applied system that would enhance the REDEN project.

Milton Contact would continue to be involved either as an interested company or (more usefully) as link or facilitator able to access the networking& collaboration skills of partner businesses through
Huntingdonshire Business Network (HBN) members active in the region and internationally.

Chris Thomas
Director, Milton Contact Ltd.

contacts regarding information arising from this article:

Dr Chris Thomas, Milton Contact Ltd/HBN – T: 01223 440024 E: chris@miltoncontact.com
Dr Jo Stanley, Lucy Cavendish/ HBN –
T: 01223 332190 E: js731@cam.ac.uk
Professor Paul Krause & Amir Razari, University of Surrey –
T: 01483 689861 E: p.krause@surrey.ac.uk
Will Spinner, Peterborough City Council –
T: 01733 742668 E: will.spinner@peterborough.gov.uk

Photo: Tulip tree leaf from Lucy Cavendish College by www.miltoncontact.com. The tulip tree is a native of North Americal, cultivated as an ornamental tree. The leaves are distinctive and timber, known as white wood, is used for house interiors in the US.

For the full article as a downloadable pdf download here – The article was written using the open source Writer of OpenOffice.org.

 

 

 

 

Networking

July 25, 2009 in SME to SME, Startup

Do you network??

What is the biggest benefit besides financial gain, that you have achieved through Business networking??